Multipass is a financial services provider offering global business accounts, multi-currency payments, and cross-border transaction solutions.
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Launch Your Own Digital Bank in Weeks
Multi-currency accounts and IBANs, SEPA and SWIFT payments, cards, savings and branded web and mobile apps - with a Back-Office Dashboard to run it all. Launch on your own licence or a BaaS partner, and go to market in weeks, not the year a build from scratch takes.
- Multi-currency accounts and IBANs
- SEPA and SWIFT payments
- Card issuing
- Web and mobile apps
- Back-Office Dashboard
Case Studies
Paysend & Crassula - a banking solution for international companies
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LuxPay is at the forefront of providing advanced financial services, designed to meet the needs of modern businesses and consumers alike.
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Wickie offers secure and scalable fiat and cryptocurrency payment solutions, providing users with digital wallets and seamless financial services across multiple platforms.
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Build it yourself, or launch on Crassula
| Build from scratch | With Crassula | |
|---|---|---|
| Time to market | 12+ months | Weeks |
| Web and mobile apps | Design and build both | Ready-to-market, branded |
| Payment rails | Integrate each provider | 60+ integrations connected |
| Back office and compliance | Build the tooling | Dashboard, KYC, monitoring included |
| Team to run it | Large engineering + ops | Your product team |
Everything a modern bank ships, out of the box
Accounts and IBANs
Multi-currency personal and business accounts, dedicated and virtual IBANs, omnibus accounts and interest-bearing Vaults.
Payments on real rails
SEPA and SEPA Instant, SWIFT, Faster Payments, CHAPS, BACS and internal transfers, with intelligent routing and flexible fees.
Card programs
Virtual and physical Visa and Mastercard cards through pre-integrated issuers, with Apple Pay and Google Pay.
Crypto and FX
Let customers hold crypto accounts and exchange currencies, with enterprise-grade custody and liquidity providers underneath.
Web and mobile apps
Branded, ready-to-market iOS, Android and web apps in your colours - localized to more than 15 languages.
Back-Office Dashboard
CRM, fee and price-list management, onboarding, transaction approvals, reporting and case management in one console.
See it in the product
Multi-currency accounts, IBANs by default
Open personal and business accounts that hold many currencies at once, each with its own dedicated or virtual IBAN so incoming payments land on the right account automatically.
Dedicated and virtual IBANs, issued one by one or in bulk- Omnibus accounts for client funds
- Interest-bearing Vaults and savings
Payments on rails that actually move money
Send and receive over SEPA and SEPA Instant, SWIFT, Faster Payments, CHAPS and BACS, with currency exchange built in and intelligent routing that picks the right provider for each transfer.
Cards your customers carry
Issue virtual and physical Visa and Mastercard cards through pre-integrated issuers, with Apple Pay and Google Pay, and let customers freeze a card, see details or set limits straight from the app.
One dashboard to run the whole bank
Your team manages users and access roles, fees and price lists, onboarding, issued cards and transaction approvals, and watches volumes and conversions - all from a single Back-Office Dashboard.
Whatever you're launching
Neobank founders
Speed and cost decide whether you make it. Launch a branded bank on ready-to-market apps in weeks, on a budget, and put your money into growth instead of infrastructure.
Fast, budget-friendly launch
EMIs and payment institutions
You have the licence; you need the product. Crassula wraps around your licensed entity with accounts, real EU and UK rails and compliance tooling you operate.
Your licence, our product layer
Established institutions
Modernize without stopping operations. Add a digital channel on top of what you run today, and migrate from your current core banking system for free when you move to Crassula.
Modernize without the risk
10 days
to roll out a branded bank
36
SEPA countries, 1000+ banks reachable
150+
companies run on Crassula
15+
languages the platform speaks
Not locked to one provider - or one core
Crassula orchestrates across BaaS partners and payment providers, so you can add or switch providers without rebuilding your product. Move onto Crassula from your current core banking system for free, and keep your options open after you launch.
Digital banking, explained
FAQ
A branded product built on ready-to-market apps and back office rolls out in weeks. Building the same stack from scratch - apps, rails, back office and compliance - typically takes a year or more.
Not to launch. You can go live on a BaaS partner and contract with them for the regulated rails, or plug your own EMI, PI or banking licence into Crassula. Many teams start on a partner and move to their own licence as they scale.
SEPA and SEPA Instant across the euro area, SWIFT for international wires, and UK schemes including Faster Payments, CHAPS and BACS, plus internal and batch transfers - through the providers connected to the platform.
Yes. Crassula offers free migration from your current core banking system when you move onto the platform, and can run alongside what you have today so you modernize without stopping operations.
Fully. The iOS, Android and web apps carry your colours, logo and brand style and ship on your app store listings. Customers see your product; Crassula stays invisible underneath.
