Give customers one branded place to hold currencies, find their account details and move money through supported banking and card connections.
An open-loop money product, built around available accounts, payment routes and card programmes.
No matching activity
Example account details. Availability depends on your provider and programme.
No matching activity
Example account details. Availability depends on your provider and programme.
No matching activity
Example account details. Availability depends on your provider and programme.
Customers top up, pay by card or phone and see each purchase in the wallet a moment later. Your brand stays with them at the till, online and between friends.
Global business accounts, multi-currency payments and cross-border solutions, supported by Crassula APIs and BaaS connections.
Read case study
Account details, SEPA payments, card issuing, KYC onboarding and multi-currency exchange in one financial product.
Read case studyBuild around supported account details, internal transfers and external payments. Add currency exchange and card capabilities where your programme supports them.
Supported currency accounts
Currencies, account details and payment methods depend on the selected providers and programme.
Choose your account connection, available currencies, customer fees and payment limits as product-wide defaults. Keep these decisions separate from an individual customer's balances and actions.
Product pricing →Illustrative product defaults, subject to provider availability.
Bring a SEPA payment journey into your application. Send the payment details through the Banking API and use the returned transaction to follow processing.
/api/clients/{clientId}/transfer/sepa// Create a SEPA transfer
const baseUrl = process.env.CRASSULA_BASE_URL;
const apiKey = process.env.CRASSULA_API_KEY;
const clientId = process.env.CRASSULA_CLIENT_ID;
const path = `/api/clients/${encodeURIComponent(clientId)}/transfer/sepa`;
const response = await fetch(`${baseUrl}${path}`, {
method: 'POST',
headers: {
Authorization: apiKey,
'Content-Type': 'application/json',
},
body: JSON.stringify({
"fromAccount": "YOUR_ACCOUNT_NUMBER",
"amount": "250.00",
"currency": "EUR",
"recipientName": "Alex Morgan",
"recipientIban": "DE89370400440532013000",
"recipientSwift": "COBADEFFXXX",
"details": "Invoice 1042"
}),
});
if (!response.ok) throw new Error(`HTTP ${response.status}`);
const data = await response.json();# Create a SEPA transfer
import os
from urllib.parse import quote
import requests
base_url = os.environ["CRASSULA_BASE_URL"]
api_key = os.environ["CRASSULA_API_KEY"]
client_id = os.environ["CRASSULA_CLIENT_ID"]
path = f'/api/clients/{quote(client_id, safe="")}/transfer/sepa'
response = requests.post(
f"{base_url}{path}",
headers={"Authorization": api_key},
json={
"fromAccount": "YOUR_ACCOUNT_NUMBER",
"amount": "250.00",
"currency": "EUR",
"recipientName": "Alex Morgan",
"recipientIban": "DE89370400440532013000",
"recipientSwift": "COBADEFFXXX",
"details": "Invoice 1042"
},
timeout=30,
)
response.raise_for_status()
data = response.json()# Create a SEPA transfer
curl --request POST \
"${CRASSULA_BASE_URL}/api/clients/${CRASSULA_CLIENT_ID}/transfer/sepa" \
--header "Authorization: ${CRASSULA_API_KEY}" \
--header 'Content-Type: application/json' \
--data '{
"fromAccount": "YOUR_ACCOUNT_NUMBER",
"amount": "250.00",
"currency": "EUR",
"recipientName": "Alex Morgan",
"recipientIban": "DE89370400440532013000",
"recipientSwift": "COBADEFFXXX",
"details": "Invoice 1042"
}'Choose integrations that fit your programme, market and required capabilities.
What the platform covers for your licence and country: the regulator's IT questions, rails, providers and dates.
A stored-value wallet for payment service providers registered with the Bank of Canada, with the end-of-day record of each user's funds that RPAA safeguarding is built on.
See what we cover →United Kingdom · Small EMIA stored-value wallet for firms registered with the FCA as small EMIs: top-ups, payments between users, limits by verification level, and the end-of-day figures behind the EUR 5m cap.
See what we cover →Tell us your licence and country. We will map the rails, providers and documents you need.
Talk to our team →The questions teams ask us before a first call.
Not covered here?Bring your question to a demo with our team.The proposition is an open-loop money product connected to supported banking and card services. Define the available currencies, account details and payment methods with your providers; this is not a closed-loop loyalty or merchant-acceptance package.
Crassula provides the technology. Agree the licensed setup, safeguarding arrangements and responsibilities with the relevant providers and advisers for your wallet programme and markets.
Configure internal transfers and supported external banking routes. Beneficiary details, currencies, fees, limits and approval requirements depend on the payment product and providers you select.
Card products and currency exchange can be part of the wallet proposition through relevant integrations. Confirm issuer eligibility, available currencies and customer controls for your programme.
Agree the first wallet journey, provider onboarding, licensed setup, integration and validation work before setting a delivery plan. The required scope determines the timeline.
Define the first wallet journey, the banking connections and the operating model with our team.
Shape your wallet product
