Multipass is a financial services provider offering global business accounts, multi-currency payments, and cross-border transaction solutions.
Read case study
Fiat and Crypto in One App
Give your customers accounts, cards and crypto in a single branded product: buy and sell, convert crypto to fiat, and spend anywhere. Assets are held by enterprise custody partners like BitGo and Fireblocks - you stay the brand, regulated custodians hold the keys.
- Accounts and cards
- Buy, sell and convert crypto
- Regulated custody partners
- KYC and onboarding
- Branded apps
In the MiCA era, crypto is a trust problem, not a feature
Anyone can bolt a swap widget onto an app. What customers and regulators actually ask is: who holds the assets, under what licence, and what happens when something goes wrong. That is where most crypto products are thin.
Custody is the hard part
Holding customer crypto safely is a specialist, regulated discipline. Building your own key management is a liability you do not want to own.
MiCA raised the bar
Offering crypto in the EU now means clear licensing and controls. Your stack has to be built for that regime, not retrofitted to it.
Fiat and crypto live apart
Customers do not want two apps. Yet most stacks keep fiat accounts and crypto on separate rails, with a clunky bridge between them.
Custody by specialists, not by you
Crassula is the technology and product layer. Customer assets sit with enterprise-grade custody and liquidity providers - names like BitGo and Fireblocks - so keys are held by regulated specialists, not on your servers.
You bring your own crypto licence or work with a licensed partner; Crassula orchestrates accounts, conversions and the customer experience on top. Trust is built into the architecture, not promised in a footer.
What your customers get
Crypto accounts
Each customer gets crypto accounts with linked addresses, held with enterprise custody providers.
Buy, sell and convert
Buy and sell operations for end users and instant crypto-to-fiat conversion, with liquidity from connected providers.
Crypto-linked cards
Let customers spend crypto-linked balances anywhere Visa or Mastercard is accepted, settled to fiat underneath.
Fiat accounts alongside
Multi-currency fiat accounts and IBANs live in the same app, so customers move between fiat and crypto without leaving your product.
FX and transfers
Currency exchange and transfers on real rails - SEPA, SWIFT and more - next to the crypto experience.
Compliance built in
KYC, AML monitoring and transaction controls you operate, with a Back-Office Dashboard to run the whole program.
Who launches crypto banking
Crypto-native fintechs
Add regulated fiat accounts, IBANs and cards to a crypto product so users can cash out and spend without leaving your app.
Neobanks adding crypto
Give existing customers buy, sell and hold, with custody handled by specialists and crypto sitting beside their fiat accounts.
Exchanges going full-stack
Wrap accounts, cards and payments around your exchange so users can bank, not just trade, on your brand.
Remittance and cross-border
Use crypto-to-fiat rails for faster, cheaper cross-border flows, settled into local fiat accounts.
MiCA
built for the EU crypto regime
150+
companies run on Crassula
Fiat + crypto
in one branded app
PCI DSS
Level 1, audited yearly
Case Studies
Paysend & Crassula - a banking solution for international companies
Read case study
LuxPay is at the forefront of providing advanced financial services, designed to meet the needs of modern businesses and consumers alike.
Read case study
Wickie offers secure and scalable fiat and cryptocurrency payment solutions, providing users with digital wallets and seamless financial services across multiple platforms.
Read case study
Crypto banking, explained
FAQ
Enterprise-grade custody providers, such as BitGo and Fireblocks, hold the assets. Crassula is the technology and product layer that orchestrates accounts, conversions and the customer experience - it does not take custody of customer funds or keys.
Offering crypto services in the EU is a regulated activity. You either hold your own authorization or work with a licensed partner; Crassula provides the technology, not the licence. We help you map your product to the right licensing setup.
Yes - that is the point. Customers get multi-currency fiat accounts, IBANs and cards alongside crypto accounts in one branded product, and move between them without switching apps.
Yes. Crypto-linked cards let customers spend anywhere Visa or Mastercard is accepted, with conversion to fiat handled at the point of sale. Crypto-to-fiat conversion is also available in-app.
A branded product built on ready-to-market apps rolls out in weeks. Your timeline depends mainly on your licensing and custody-partner setup, not the Crassula build.
