Turn your audience, account offering and fee model into a branded banking product. Bring the customer proposition; Crassula connects the apps, banking capabilities and operating tools behind it.
Plan your first releaseExplore the product decisions ↓Product-wide defaults. The app is a customer preview.
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Give everyday customers a familiar money experience, or build around the accounts and payment needs of a growing business. Start with the people you want to serve.
Global business accounts, multi-currency payments and cross-border solutions, supported by Crassula APIs and BaaS connections.
Read case study
Account details, SEPA payments, card issuing, KYC onboarding and multi-currency exchange in one financial product.
Read case studyStart with a defined audience and a useful first product. Configure the banking model around that choice, then expand as your requirements become clearer.
Shape personal and business account products around the customers you want to serve. Define the account structure and defaults for each product, rather than starting with a generic app.
Explore accounts →Choose the account, payment and card journeys your first audience needs. Match the offering to available providers and deliver it through branded web and mobile channels.
Explore white-label apps →Use product price lists to define fixed, percentage and recurring fees. Decide how account services, payments and currency exchange fit your offer, with provider costs and commercial terms considered alongside it.
Product pricing →Agree your initial audience, product scope, pricing and customer channels.
Choose the banking and card connections your programme needs. Clarify the licensed setup and the responsibilities of each party.
Set up permissions, review policies and support processes. Validate the customer journey and operating workflow before going live.
Account products, tariffs and connected services can grow with your requirements. Decide what belongs in the first release and what should follow, with the same banking foundation underneath.
Explore Digital Banking →Scope and availability depend on your programme and providers.
Open a named account from your own product. Connect the account journey to the banking capabilities available in your Crassula environment.
AS
/api/clients/{clientId}/accounts// Create an account
const baseUrl = process.env.CRASSULA_BASE_URL;
const apiKey = process.env.CRASSULA_API_KEY;
const clientId = process.env.CRASSULA_CLIENT_ID;
const path = `/api/clients/${encodeURIComponent(clientId)}/accounts`;
const response = await fetch(`${baseUrl}${path}`, {
method: 'POST',
headers: {
Authorization: apiKey,
'Content-Type': 'application/json',
},
body: JSON.stringify({
"name": "Everyday account",
"currency": "EUR",
"countryCode": "DE"
}),
});
if (!response.ok) throw new Error(`HTTP ${response.status}`);
const data = await response.json();# Create an account
import os
from urllib.parse import quote
import requests
base_url = os.environ["CRASSULA_BASE_URL"]
api_key = os.environ["CRASSULA_API_KEY"]
client_id = os.environ["CRASSULA_CLIENT_ID"]
path = f'/api/clients/{quote(client_id, safe="")}/accounts'
response = requests.post(
f"{base_url}{path}",
headers={"Authorization": api_key},
json={
"name": "Everyday account",
"currency": "EUR",
"countryCode": "DE"
},
timeout=30,
)
response.raise_for_status()
data = response.json()# Create an account
curl --request POST \
"${CRASSULA_BASE_URL}/api/clients/${CRASSULA_CLIENT_ID}/accounts" \
--header "Authorization: ${CRASSULA_API_KEY}" \
--header 'Content-Type: application/json' \
--data '{
"name": "Everyday account",
"currency": "EUR",
"countryCode": "DE"
}'Choose integrations that fit your programme, market and required capabilities.
What the platform covers for your licence and country: the regulator's IT questions, rails, providers and dates.
Go live under a licensed partner, file for your own EMI with the FCA or an EU regulator, then move customers across on the platform they already use.
See what we cover →Tell us your licence and country. We will map the rails, providers and documents you need.
Talk to our team →The questions teams ask us before a first call.
Not covered here?Bring your question to a demo with our team.The scope depends on your account and card offering, customer channels, integrations and provider arrangement. Discuss the first release with our team so the platform scope and the responsibilities around it can be assessed together.
Build the fee model around the proposition using product price lists, fixed and percentage fees, recurring charges and FX markups. Provider costs, commercial agreements and customer activity shape the business model alongside the software.
The regulated setup can involve your own licensed entity or contracted providers. The appropriate structure depends on your product, target market and programme. Crassula supplies the technology layer.
The timeline depends on product scope, provider onboarding, integrations and validation. Ready-made channels and banking modules provide a starting point; agree the launch plan for your specific programme with our team.
A neobank is an app-first bank, usually a new brand built on a partner or its own licence. A digital bank is the broader category that also includes the digital arms of established banks. Crassula powers both - see our digital banking solution for the full stack.
Walk through the proposition, banking capabilities and launch responsibilities with our team.
Plan your first release
