Put your brand into daily spending, with virtual and physical card products and familiar in-app controls. Let customers see their card, understand their allowance and manage the controls you enable.
Your team defines the product. Your customer controls their card.
Keep programme decisions separate from individual card actions. Product eligibility, pricing and available controls belong to your setup; freeze, unfreeze and online-payment preferences belong in the customer's app.
01 · Product configuration
Create the right card product
Choose the issuer, card type, supported currencies and eligible customer segment for each card product. Link the relevant price list and approved design configuration to define what customers can order.
Illustrative product defaults. Availability depends on the issuing programme.
02 · Customer experience
Put useful controls within reach
Set the rules for the card experience delivered through web, iOS and Android apps. Combine spending allowances with available card controls, while keeping product defaults separate from actions on an individual issued card.
Spent this month842.60 EURMonthly allowance 5,000.00 EUR
Card activityEUR
UberTransport−18.60 EUR
SpotifyEntertainment−11.99 EUR
IKEAShopping−812.01 EUR
Example data
Make the programme practical
Align the product, technology and issuing partner.
Start with your audience and target markets. Confirm the issuer's programme scope, commercial terms and responsibilities before finalising the customer journey.
Your team
Proposition and customer relationship
Define eligibility, branding, pricing and how your team supports cardholders.
Crassula
Connected product technology
Configure card products, connect the issuing integration and deliver controls through apps, APIs and the back office.
Issuing partner
Programme and issuing services
Agree supported markets, card types, approval requirements and fulfilment with the selected partner.
Built for developers
Put card controls in your customers’ hands.
Connect the switches in your app to real card settings. Update online payments, contactless payments and cash withdrawals through one documented request.
Launch scope and timing depend on the issuing partner, programme approval, integration requirements and customer journey. We review these dependencies with you before agreeing a delivery plan.
Do we need our own banking or e-money licence?+
Crassula provides technology. The licensed setup and responsibilities must be agreed with the relevant issuing partner and advisers for your programme and markets.
Who actually issues the cards?+
Cards are issued through the selected issuing partner. Explore the Intercash, REAP and Railsr connector pages, then confirm programme eligibility, supported markets and commercial terms with the team.
Can customers manage cards in the app?+
The customer experience can include freeze and unfreeze, online-payment controls and spending allowances. Available controls depend on the card product and issuing integration.
Can we offer personal and business products?+
Separate products can define eligible customer segments, currencies, account links and price lists. Confirm the supported scope with the selected issuing partner.
Solutions
Explore related solutions
Card Issuing
Build the programme your customers will carry.
Review your audience, card products, issuing connections and customer controls with our team.