Multipass is a financial services provider offering global business accounts, multi-currency payments, and cross-border transaction solutions.
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Launch a Money Transfer Business
Move money across borders under your brand: multi-currency accounts, SEPA and SWIFT, batch payouts, currency exchange and compliance, with branded apps and a Back-Office Dashboard. Skip years of integrations and go live in weeks.
- Multi-currency accounts
- SEPA and SWIFT
- Batch payouts
- Currency exchange
- Compliance built in
Case Studies
Paysend & Crassula - a banking solution for international companies
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LuxPay is at the forefront of providing advanced financial services, designed to meet the needs of modern businesses and consumers alike.
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Wickie offers secure and scalable fiat and cryptocurrency payment solutions, providing users with digital wallets and seamless financial services across multiple platforms.
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Every rail your customers need
SEPA and SEPA Instant
The fastest way to send euro, reaching 36 countries and more than 1000 banks across the euro area.
SWIFT and local
International wires over SWIFT and local schemes through connected providers, with intelligent routing and flexible fees.
Batch payouts
Upload a file and pay out to many recipients at once, with templates and approval controls for operations teams.
Currency exchange
Multi-currency accounts and FX so customers hold, convert and send in the currencies they need.
Payouts to cards
Send funds to recipient cards for near-instant delivery, alongside account and bank transfers.
Compliance built in
KYC, sanctions screening and transaction monitoring you operate - essential for cross-border money movement.
See it in the product
Intelligent routing, your pricing
Route each payment over the best provider by corridor, currency and cost, and set your own fee and FX-margin models from the Dashboard. Better pricing for your customers, better economics for you.
Best-provider routing by corridor and currency- Delivery times from a few seconds to same-week
- Your own fee and FX-margin models
Send in one currency, pay out in another
Customers see the exact amount the recipient gets before they confirm, with currency exchange built into the send flow. Multi-currency accounts let them hold, convert and send in the currencies they actually use.
Real EU and UK payment rails
Reach the euro area over SEPA and SEPA Instant, move internationally over SWIFT, and settle in the UK through Faster Payments, BACS and CHAPS - all through the providers connected to the platform, with card payouts for near-instant delivery.
Hold many currencies in one account
Give customers balances in euro, pound, dollar and more, each ready to receive and send, with a branded card on top. They convert between currencies when the rate suits them and keep everything in a single account.
Run high-volume payouts with control
Upload a batch file to pay many recipients at once, use send templates and transfer drafts to keep operations fast, and hold single or multi-level approvals before anything settles. Watch volumes and conversions from the Back-Office Dashboard.
Who moves money on Crassula
EMIs and payment institutions
Move money under your own licence with multi-currency accounts, SEPA, SWIFT and FX on one platform, and a branded app for your clients.
Business and B2B payments
Pay suppliers and contractors across borders with batch payouts, SWIFT and FX under your own control.
Fintechs adding transfers
Add multi-currency accounts and cross-border payouts to a product you already run, through one API instead of a provider per corridor.
Payroll and mass payouts
Run large recurring payout files with templates and multi-level approvals, reconciled against the ledger.
36
SEPA countries, 1000+ banks reachable
60+
integrations and providers connected
Weeks
to a live branded service
150+
companies run on Crassula
Launch under your licence
What the platform covers for your licence and country: the regulator's IT questions, rails, providers and dates.
Money transfer for Bulgarian PIs
Remittance and payout software for a payment institution licensed by the BNB, now working in euro inside the euro area, with corridors, FX pricing and per-transfer records.
See what we coverMoney transfer platform for Canadian MSBs
Sender apps, corridors and FX margins for remittance businesses registered with FINTRAC, with travel rule data captured before a transfer leaves and agent activity kept on record.
See what we coverMoney transfer for Czech payment institutions
Corridor pricing, FX and payout batches for a payment institution authorised by the Czech National Bank, with koruna collected locally and euro or other currencies sent abroad.
See what we coverMoney transfer for French payment institutions
Money remittance, payouts and FX for a payment institution authorised by the ACPR, with the fund tracing that the flow diagram in your application has to describe.
See what we coverMoney transfer for German payment institutions
Money remittance and payouts for a payment institution authorised by BaFin: corridors, FX margins, batch payouts and funds that must be safeguarded by the next business day.
See what we coverMoney transfer for Irish PIs
Remittances and payouts for a payment institution authorised by the Central Bank of Ireland, with the transfer records a Head of Safeguarding needs to sign off.
See what we coverMoney transfer for Latvian PIs
Corridors, FX pricing and batch payouts for a payment institution supervised by Latvijas Banka, built for transfers that leave Latvia over SEPA, SEPA Instant or SWIFT.
See what we coverMoney transfer for Lithuanian PIs
Remittances and payouts over SEPA and SWIFT for a payment institution licensed by the Bank of Lithuania, with FX margins, batch payouts and the payer data every transfer must carry.
See what we coverMoney transfer for Luxembourg payment institutions
Transfers, payouts and FX for a payment institution authorised by the CSSF, with reports on every order for your safeguarding team.
See what we coverMoney transfer for Maltese PIs
Remittances, FX and payouts for a payment institution licensed by the MFSA, with transfer records that stand up to the annual safeguarding audit.
See what we coverMoney transfer for Dutch PIs
Remittance corridors, FX and mass payouts for a payment institution licensed by De Nederlandsche Bank, with funds in transit traced to your stichting derdengelden.
See what we coverMoney transfer for Polish payment institutions
Remittance corridors, FX pricing and payout batches for a national payment institution (KIP) authorised by KNF, with zloty collected at home and euro or other currencies paid out abroad.
See what we coverMoney transfer for Portuguese payment institutions
Remittances, payouts and currency exchange for a payment institution authorised by the Banco de Portugal, with transfer reports for your finance team.
See what we coverMoney transfer for Spanish payment institutions
Remittances, payouts and FX for a payment institution authorised by the Banco de España, with funds in transit ring-fenced by the end of the next business day.
See what we coverMoney transfer for UK payment institutions
Remittance and payouts for small and authorised PIs: corridors, FX margins, batch payouts and UK and international rails, on one platform from SPI registration to full authorisation.
See what we coverMoney transfer, explained
FAQ
SEPA and SEPA Instant, SWIFT, UK schemes such as Faster Payments, plus card payouts and internal and batch transfers, through the providers connected to the platform.
Moving customer money is regulated. You either hold your own payment or e-money licence or work with a licensed partner; Crassula provides the technology and connects the rails. We help you map the right setup.
Yes. Upload a batch file to pay many recipients at once, with downloadable templates, row-level validation and single or multi-level approvals before processing.
A branded money-transfer product on ready-to-market apps launches in weeks. Your timeline depends mainly on licensing and provider setup, not the Crassula build.
