Accounts

Open personal and business accounts in one or many currencies, with IBANs or crypto addresses. Set roles and limits per account on the same ledger.

  • Multi-currency accounts
  • Virtual IBANs
  • Personal and business accounts
  • Account balances
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Accounts

Build the account model your customers need.

Individual and business accounts, multiple currencies and local account details - configured as one connected product.

Banking that feels like your brand

An everyday account. Entirely your bank.

Give personal and business customers a familiar place to hold currencies, find their account details and manage their money. Your brand brings the experience together.

  • Personal and business journeys
  • A connected multi-currency experience
Everyday mobile banking by a café window.
Account products

One foundation. Different ways to bank.

Create deposit accounts for individuals and accounts for legal entities, with a linked business payment card, IBAN or internal payments. Define the provider, default tariff and primary account rules for each product.

  • Personal and business account templates
  • Provider and price-list defaults
  • Primary account and fee-collection rules
Related connectorsOpenPaydRailsr
Personal account product - product configuration
Currency configuration

Let your customers bank in more places.

Define which products are single or multi-currency and which currencies become available to customers. Connect local account details and virtual IBAN capabilities through the banking provider selected for your programme.

  • Currency availability by account product
  • Local account details where supported
  • Virtual IBANs for payment identification
Related connectorsCurrencycloudOpenPayd
Currency and local-details policy - product configuration
Product architecture

Build beyond a single account.

Support business accounts, omnibus structures and virtual account identifiers. Add fixed-term vault products with a configured maturity period and rate schedule, or connect digital-asset accounts through a custody integration.

  • Business and omnibus account structures
  • Virtual-account generation rules
  • Vaults and digital-asset product extensions
Related connectorsFireblocksBitGo
Omnibus account product - product configuration
Crassula Connectors

Connect the services your product needs.

Choose integrations that fit your programme, market and required capabilities.

Built for developers

Build accounts into your own experience.

Open a named account from your own product. Connect the account journey to the banking capabilities available in your Crassula environment.

  • Create an account for an existing client
  • Pass the account name, currency and country
  • Use the returned account in your next journey
Explore the API docs
POST/api/clients/{clientId}/accounts
Node.js · native fetch
// Create an account
const baseUrl = process.env.CRASSULA_BASE_URL;
const apiKey = process.env.CRASSULA_API_KEY;
const clientId = process.env.CRASSULA_CLIENT_ID;

const path = `/api/clients/${encodeURIComponent(clientId)}/accounts`;
const response = await fetch(`${baseUrl}${path}`, {
  method: 'POST',
  headers: {
    Authorization: apiKey,
    'Content-Type': 'application/json',
  },
  body: JSON.stringify({
    "name": "Everyday account",
    "currency": "EUR",
    "countryCode": "DE"
  }),
});

if (!response.ok) throw new Error(`HTTP ${response.status}`);
const data = await response.json();
Case Studies

See what teams build with Crassula.

A closer look

Plan the details of your product.

The questions teams ask us before a first call.

Not covered here?Bring your question to a demo with our team.
How do omnibus accounts and virtual IBANs work together?

Use a configured virtual-account numbering rule to identify payments within the account structure. Available IBAN and account capabilities depend on the selected banking provider and your programme.

Can I add fixed-term vaults?

Vaults are an account-product extension with a configured maturity date and interest-rate schedule. The customer journey can show the term and applicable rate before funds are committed.

Can fiat and crypto accounts share an experience?

Use Crassula account interfaces alongside a dedicated crypto-custody integration. Fiat account details, digital-asset addresses and network rules remain distinct.

Accounts

Make your account product a reality.

Explore your account structure, banking connections and customer experience with our team.

Request demo
Accounts - customer app preview
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