Multipass is a financial services provider offering global business accounts, multi-currency payments, and cross-border transaction solutions.
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Backoffice, interfaces and mobile apps for your Banking-as-a-Service (BaaS) of choice
A complete out-of-the-box White Label solution that provides you with a powerful software for launching your digital bank. Focus on growing your business while Crassula will take care of the rest.
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Case Studies
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Everything you need to launch a challenger bank
Speed
Launch a complete banking product with reliable financial services, Operations-as-a-Service (OaaS) or Cards-as-a-Service (CaaS) in weeks, not months.
Flexibility
Native Android and iOS apps, web interfaces, payments and currencies - shaped the way you see your product, with your brand front and center.
Cost-efficiency
Skip the year-long build. Put your budget into growth while a ready platform carries the apps, the back office and the compliance tooling.
Build it from scratch, or launch on Crassula
| Build from scratch | With Crassula | |
|---|---|---|
| Time to market | 12+ months | A couple of weeks |
| Mobile and web apps | Design and build each one | Native iOS, Android and web, branded |
| Payment rails | Integrate every provider yourself | SEPA, Faster Payments, ACH, FX connected |
| Cards | Contract issuers and integrate | Visa and Mastercard through partners |
| Back office and compliance | Build the CRM and AML/KYC tooling | CRM, onboarding and monitoring included |
What you get with our infrastructure partners
Visa and Mastercard cards
Issue virtual and physical cards through pre-integrated card partners.
Ledgers and virtual IBANs
Multi-currency ledgers with dedicated and virtual IBANs for every client.
Financial licensing
Go live on a BaaS partner's licence, or plug your own EMI or banking licence in.
International transfers
Move money across borders with SWIFT and correspondent rails.
Faster Payments
Near-instant UK payments through the Faster Payments scheme.
SEPA payments
SEPA and SEPA Instant transfers across the euro area.
FX
Built-in currency exchange with live rates and flexible markups.
ACH
US ACH transfers for domestic collections and payouts.
What you can build with us
Multi-currency accounts with IBANs
Open personal and business accounts that hold several currencies at once, each with its own dedicated or virtual IBAN so incoming payments land on the right balance.
Dedicated and virtual IBANs for private and business clients- Ledgers that carry Euro, Pound, Dollar and more
- Built-in currency exchange between balances
Native apps and web interfaces in your brand
Ship native Android and iOS apps alongside a web interface, all carrying your colours and logo. Customers freeze a card, check details or set a PIN straight from the app.
Payments and FX built in
Send and receive over SEPA, Faster Payments, ACH and international transfers, with currency exchange applied as the money moves so recipients get the right amount.
Compliance and onboarding you operate
Onboard private and business clients with AML and KYC checks, strong client authentication and financial monitoring tools, all run from one back office.
One back office to run the bank
A convenient CRM for managing private and business clients, transactions, reports, card issuing and fees, with the volumes and conversions your team watches every day.
How to launch with us
Tell us about your project
We will support the most disruptive ideas.
Construct your product
Mobile apps, web interfaces, payments and currencies - the way you see it.
Onboarding
We take the hassle out of onboarding you with your preferred Banking-as-a-Service partner.
Launch
You are ready to go in a couple of weeks.
Weeks
to launch, not a year of building
150+
companies run on Crassula
2
native apps: Android and iOS, plus web
OaaS
and CaaS models to launch on
Pick your BaaS partner - and keep your options open
Crassula sits on top of the Banking-as-a-Service partner of your choice, so you can start on one provider and add or switch providers later without rebuilding your product.
FAQ
A branded product built on ready native apps and back office rolls out in a couple of weeks. Building the same stack from scratch usually takes a year or more.
Not to launch. You can go live on a Banking-as-a-Service partner and contract with them for the regulated rails, or plug your own EMI or banking licence into Crassula and run on it.
Native Android and iOS apps, web interfaces, a back-office CRM, multi-currency accounts with IBANs, Visa and Mastercard card issuing, and AML/KYC onboarding with financial monitoring.
SEPA payments across the euro area, UK Faster Payments, ACH, international transfers and built-in FX, through the infrastructure partners connected to the platform.
Fully. The native iOS and Android apps and the web interface carry your colours and logo. Customers see your product, and Crassula stays invisible underneath.
