Banking, Fintech and Crypto Licenses Explained

Comprehensive 2026 coverage of banking, fintech, payments and crypto-asset licensing regimes. Capital, timelines, supervisors, process and jurisdiction-by-jurisdiction comparisons.

EU pan-regional regimes

AIFM and UCITS Manager License in 2026: The Complete Guide

AISP-Only Registration in 2026: The Complete Open Banking Guide

ECSP License in 2026: The Complete European Crowdfunding Guide

EU Banking License in 2026: The Complete Credit Institution Guide

MiCA CASP License in 2026: The Complete Guide

PSD3 and PSR in 2026: The Complete Transition Guide

Small Payment Institution and Small EMI License in 2026

Cryptoasset Business Registration in 2026: MiCA, CASP and Beyond

Electronic Money Institution (EMI) License in 2026: The Complete Guide

MiFID II and MiFIR in 2026: The Complete Guide

Canada MSB License in 2026: FINTRAC Registration Guide

Payment Institution (PI) License in 2026: The Complete Guide

EU country-specific licences

Bulgaria EMI and PI License in 2026: BNB Complete Guide

Cyprus CIF License in 2026: The Complete CySEC Investment Firm Guide

Czech Republic EMI and PI License in 2026: CNB Complete Guide

Estonia VASP to CASP License in 2026: The Complete Guide

France ACPR EMI and PI License in 2026: The Complete Guide

France PSAN to MiCA Transition in 2026: The Complete Guide

Germany BaFin ZAG License in 2026: PI and EMI Authorisation

Germany Banking License in 2026: The Complete KWG Guide

Germany Crypto Custody License in 2026: From KWG to MiCA

Ireland EMI and PI License in 2026: The Complete CBI Guide

Latvia EMI and PI License in 2026: The Complete Latvijas Banka Guide

Lithuania EMI License in 2026: The Complete Guide

Lithuania Payment Institution License in 2026

Lithuania Specialised Bank License in 2026: The Complete Guide

Luxembourg EMI and PI License in 2026: The Complete CSSF Guide

Luxembourg PSF License in 2026: Investment, Specialised and Support

Malta Financial Institution License in 2026: The Complete MFSA Guide

Malta VFA to MiCA Transition in 2026: The Complete Guide

Netherlands DNB EMI and PI License in 2026: The Complete Guide

Poland KNF Small Payment Institution (MIP) License in 2026

Portugal EMI and PI License in 2026: Banco de Portugal Guide

Spain EMI and PI License in 2026: Banco de España Complete Guide

United Kingdom

UK Authorised Payment Institution (API) License in 2026

UK Banking License in 2026: PRA/FCA and the Mobilisation Route

UK Consumer Credit License in 2026: FCA Complete Guide

The UK Cryptoasset Regulatory Regime 2026-27: Full Guide

UK EMI License in 2026: The Complete FCA Authorised EMI Guide

UK MiFID Investment Firm License in 2026

UK EMD Agent and PSD Agent Registration in 2026

UK Small EMI and Small PI License in 2026