Backoffice, interfaces et applications mobiles pour votre Banking-as-a-Service (BaaS) de choix

Une solution complète et prête à l'emploi en marque blanche qui vous fournit un logiciel puissant pour lancer votre banque numérique. Concentrez-vous sur le développement de votre activité et Crassula s'occupera du reste.

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Tableau de bord d'une banque challenger
Carte d'application de banque challenger

Études de cas

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Multipass is a financial services provider offering global business accounts, multi-currency payments, and cross-border transaction solutions.

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Étude de cas Pay IO
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LuxPay est à la pointe des services financiers avancés, conçus pour répondre aux besoins des entreprises et des particuliers d'aujourd'hui.

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Wickie propose des solutions de paiement sécurisées et évolutives en fiat et en cryptomonnaies, avec des portefeuilles numériques et des services financiers fluides sur plusieurs plateformes.

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Everything you need to launch a challenger bank

Vitesse

Launch a complete banking product with reliable financial services, Operations-as-a-Service (OaaS) or Cards-as-a-Service (CaaS) in weeks, not months.

Flexibilité

Native Android and iOS apps, web interfaces, payments and currencies - shaped the way you see your product, with your brand front and center.

Rapport coût-efficacité

Skip the year-long build. Put your budget into growth while a ready platform carries the apps, the back office and the compliance tooling.

Build it from scratch, or launch on Crassula

  Construire de zéro Avec Crassula
Délai de mise sur le marché12+ moisA couple of weeks
Mobile and web appsDesign and build each oneNative iOS, Android and web, branded
Réseaux de paiementIntegrate every provider yourselfSEPA, Faster Payments, ACH, FX connected
CartesContract issuers and integrateVisa and Mastercard through partners
Back office et conformitéBuild the CRM and AML/KYC toolingCRM, onboarding and monitoring included

What you get with our infrastructure partners

Visa and Mastercard cards

Issue virtual and physical cards through pre-integrated card partners.

Ledgers and virtual IBANs

Multi-currency ledgers with dedicated and virtual IBANs for every client.

Financial licensing

Go live on a BaaS partner's licence, or plug your own EMI or banking licence in.

Transferts internationaux

Move money across borders with SWIFT and correspondent rails.

Paiements plus rapides

Near-instant UK payments through the Faster Payments scheme.

Paiements SEPA

SEPA and SEPA Instant transfers across the euro area.

FX

Built-in currency exchange with live rates and flexible markups.

ACH

US ACH transfers for domestic collections and payouts.

Ce que vous pouvez construire avec nous

Comptes multidevises avec IBAN

Open personal and business accounts that hold several currencies at once, each with its own dedicated or virtual IBAN so incoming payments land on the right balance.

  • Dedicated and virtual IBANs for private and business clients
  • Ledgers that carry Euro, Pound, Dollar and more
  • Built-in currency exchange between balances
Branded Visa card over Euro, Pound and Dollar account balances

Native apps and web interfaces in your brand

Ship native Android and iOS apps alongside a web interface, all carrying your colours and logo. Customers freeze a card, check details or set a PIN straight from the app.

Branded mobile app showing a Visa card with freeze, card details and PIN controls

Payments and FX built in

Send and receive over SEPA, Faster Payments, ACH and international transfers, with currency exchange applied as the money moves so recipients get the right amount.

Currency exchange on a transfer: send 820 EUR, recipient gets 864.78 USD

Compliance and onboarding you operate

Onboard private and business clients with AML and KYC checks, strong client authentication and financial monitoring tools, all run from one back office.

KYC onboarding screen offering Driver's licence and National ID verification

One back office to run the bank

A convenient CRM for managing private and business clients, transactions, reports, card issuing and fees, with the volumes and conversions your team watches every day.

Back-office analytics with users, conversions and a volume chart

Comment lancer un projet avec nous

Tell us about your project

We will support the most disruptive ideas.

Construire votre produit

Applications mobiles, interfaces web, paiements et devises - comme vous l'entendez.

Embarquement

We take the hassle out of onboarding you with your preferred Banking-as-a-Service partner.

Lancez

Vous êtes prêt à partir dans quelques semaines.

Semaines
to launch, not a year of building
150+
entreprises fonctionnent sur Crassula
2
native apps: Android and iOS, plus web
OaaS
and CaaS models to launch on

Pick your BaaS partner - and keep your options open

Crassula sits on top of the Banking-as-a-Service partner of your choice, so you can start on one provider and add or switch providers later without rebuilding your product.

FAQ

A branded product built on ready native apps and back office rolls out in a couple of weeks. Building the same stack from scratch usually takes a year or more.

Not to launch. You can go live on a Banking-as-a-Service partner and contract with them for the regulated rails, or plug your own EMI or banking licence into Crassula and run on it.

Native Android and iOS apps, web interfaces, a back-office CRM, multi-currency accounts with IBANs, Visa and Mastercard card issuing, and AML/KYC onboarding with financial monitoring.

SEPA payments across the euro area, UK Faster Payments, ACH, international transfers and built-in FX, through the infrastructure partners connected to the platform.

Fully. The native iOS and Android apps and the web interface carry your colours and logo. Customers see your product, and Crassula stays invisible underneath.

Créer une banque numérique en quelques jours

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Entreprises
150+ entreprises déjà avec nous
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