Backoffice, Schnittstellen und mobile Anwendungen für Ihr Banking-as-a-Service (BaaS) der Wahl

Eine komplette, sofort einsatzbereite White-Label-Lösung, die Ihnen eine leistungsstarke Software für den Start Ihrer digitalen Bank bietet. Konzentrieren Sie sich auf das Wachstum Ihres Unternehmens, während Crassula sich um den Rest kümmert.

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Dashboard einer Challenger-Bank
Challenger-Bank App-Karte

Fallstudien

Pay IO Logo

Multipass is a financial services provider offering global business accounts, multi-currency payments, and cross-border transaction solutions.

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Pay IO Fallstudie
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Paysend & Crassula - die Banking-Lösung für international tätige Unternehmen

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LuxPay zählt zu den Vorreitern moderner Finanzdienstleistungen, die auf die Anforderungen heutiger Unternehmen und Verbraucher zugeschnitten sind.

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Wickie bietet sichere und skalierbare Fiat- und Krypto-Zahlungslösungen, stellt Nutzern digitale Wallets bereit und ermöglicht reibungslose Finanzdienste über mehrere Plattformen hinweg.

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Everything you need to launch a challenger bank

Geschwindigkeit

Launch a complete banking product with reliable financial services, Operations-as-a-Service (OaaS) or Cards-as-a-Service (CaaS) in weeks, not months.

Flexibilität

Native Android and iOS apps, web interfaces, payments and currencies - shaped the way you see your product, with your brand front and center.

Kosteneffizienz

Skip the year-long build. Put your budget into growth while a ready platform carries the apps, the back office and the compliance tooling.

Build it from scratch, or launch on Crassula

  Von Grund auf bauen Mit Crassula
Zeit bis zur Markteinführung12+ MonateA couple of weeks
Mobile and web appsDesign and build each oneNative iOS, Android and web, branded
ZahlungsschienenIntegrate every provider yourselfSEPA, Faster Payments, ACH, FX connected
KartenContract issuers and integrateVisa and Mastercard through partners
Back-Office und ComplianceBuild the CRM and AML/KYC toolingCRM, onboarding and monitoring included

What you get with our infrastructure partners

Visa and Mastercard cards

Issue virtual and physical cards through pre-integrated card partners.

Ledgers and virtual IBANs

Multi-currency ledgers with dedicated and virtual IBANs for every client.

Financial licensing

Go live on a BaaS partner's licence, or plug your own EMI or banking licence in.

Internationale Überweisungen

Move money across borders with SWIFT and correspondent rails.

Schnellere Zahlungen

Near-instant UK payments through the Faster Payments scheme.

SEPA-Zahlungen

SEPA and SEPA Instant transfers across the euro area.

FX

Built-in currency exchange with live rates and flexible markups.

ACH

US ACH transfers for domestic collections and payouts.

Was Sie mit uns bauen können

Mehrwährungskonten mit IBANs

Open personal and business accounts that hold several currencies at once, each with its own dedicated or virtual IBAN so incoming payments land on the right balance.

  • Dedicated and virtual IBANs for private and business clients
  • Ledgers that carry Euro, Pound, Dollar and more
  • Built-in currency exchange between balances
Branded Visa card over Euro, Pound and Dollar account balances

Native apps and web interfaces in your brand

Ship native Android and iOS apps alongside a web interface, all carrying your colours and logo. Customers freeze a card, check details or set a PIN straight from the app.

Branded mobile app showing a Visa card with freeze, card details and PIN controls

Payments and FX built in

Send and receive over SEPA, Faster Payments, ACH and international transfers, with currency exchange applied as the money moves so recipients get the right amount.

Currency exchange on a transfer: send 820 EUR, recipient gets 864.78 USD

Compliance and onboarding you operate

Onboard private and business clients with AML and KYC checks, strong client authentication and financial monitoring tools, all run from one back office.

KYC onboarding screen offering Driver's licence and National ID verification

One back office to run the bank

A convenient CRM for managing private and business clients, transactions, reports, card issuing and fees, with the volumes and conversions your team watches every day.

Back-office analytics with users, conversions and a volume chart

Wie Sie mit uns starten

Tell us about your project

We will support the most disruptive ideas.

Konstruieren Sie Ihr Produkt

Mobile Anwendungen, Webschnittstellen, Zahlungen und Währungen - so wie Sie es sehen.

Onboarding

We take the hassle out of onboarding you with your preferred Banking-as-a-Service partner.

Start

In ein paar Wochen sind Sie wieder startklar.

Wochen
to launch, not a year of building
150+
Unternehmen setzen auf Crassula
2
native apps: Android and iOS, plus web
OaaS
and CaaS models to launch on

Pick your BaaS partner - and keep your options open

Crassula sits on top of the Banking-as-a-Service partner of your choice, so you can start on one provider and add or switch providers later without rebuilding your product.

FAQ

A branded product built on ready native apps and back office rolls out in a couple of weeks. Building the same stack from scratch usually takes a year or more.

Not to launch. You can go live on a Banking-as-a-Service partner and contract with them for the regulated rails, or plug your own EMI or banking licence into Crassula and run on it.

Native Android and iOS apps, web interfaces, a back-office CRM, multi-currency accounts with IBANs, Visa and Mastercard card issuing, and AML/KYC onboarding with financial monitoring.

SEPA payments across the euro area, UK Faster Payments, ACH, international transfers and built-in FX, through the infrastructure partners connected to the platform.

Fully. The native iOS and Android apps and the web interface carry your colours and logo. Customers see your product, and Crassula stays invisible underneath.

Erstellen Sie eine digitale Bank in nur wenigen Tagen

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Unternehmen
150+ Unternehmen, die bereits bei uns sind
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