--- title: "Card Issuing Platform | Branded Card Products | Crassula" description: "Configure branded card products, connect issuing partners and deliver customer controls through apps and APIs. Scope depends on your programme and issuer." url: "https://crassula.io/solutions/card-issuing/" lang: "en" alternates: "en": "https://crassula.io/solutions/card-issuing/" "de": "https://crassula.io/de/solutions/card-issuing/" "es": "https://crassula.io/es/solutions/card-issuing/" "fr": "https://crassula.io/fr/solutions/card-issuing/" "x-default": "https://crassula.io/solutions/card-issuing/" index: "https://crassula.io/llms.txt" --- From card product to daily spending # Your card programme. A better everyday experience. Define the card products behind your brand, connect the right issuing partner and give customers familiar controls in your banking app. [Discuss your card programme](https://crassula.io/request-demo/)Explore the programme setup ↓ Virtual and physical products Freeze and unfreeze Online payments Spending allowance ## Connect your card programme. [![Intercash](https://crassula.io/static/images/solutions/connector-logos/intercash.svg)](https://crassula.io/connectors/app/intercash/) [![REAP](https://crassula.io/static/images/solutions/connector-logos/reap.svg)](https://crassula.io/connectors/app/reap/) [![Railsr](https://crassula.io/static/images/solutions/connector-logos/railsr.png)](https://crassula.io/connectors/app/railsr/) [![Sumsub](https://crassula.io/static/images/solutions/connector-logos/sumsub.png)](https://crassula.io/connectors/app/sumsub/) A selection of our connectors [Explore all connectors](https://crassula.io/connectors/) From your product to their everyday ## A card experience they make their own. Put your brand into daily spending, with virtual and physical card products and familiar in-app controls. Let customers see their card, understand their allowance and manage the controls you enable. - Virtual and physical products - Card controls in your banking app ![An everyday contactless payment at an independent café.](https://crassula.io/static/images/features/people/spending-1200.webp) Case Studies ## See what teams build with Crassula. ![Pay IO](https://crassula.io/static/images/solutions/cases/logo-payio.png) - Business accounts - Virtual and physical cards - Multi-currency exchange Live on Crassula ### [Business banking built around everyday financial needs.](https://crassula.io/cases/payio/) Business accounts, virtual and physical debit cards, local payments and multi-currency services with web and mobile interfaces. [Read case study](https://crassula.io/cases/payio/) ![LuxPay](https://crassula.io/static/images/solutions/cases/logo-luxpay.png) - IBAN · SEPA - Card issuing - KYC onboarding Live on Crassula ### [A connected banking platform for modern financial services.](https://crassula.io/cases/luxpay/) Account details, SEPA payments, card issuing, KYC onboarding and multi-currency exchange in one financial product. [Read case study](https://crassula.io/cases/luxpay/) Two layers. One considered experience. ## Your team defines the product. Your customer controls their card. Keep programme decisions separate from individual card actions. Product eligibility, pricing and available controls belong to your setup; freeze, unfreeze and online-payment preferences belong in the customer's app. 01 · Product configuration ### Create the right card product Choose the issuer, card type, supported currencies and eligible customer segment for each card product. Link the relevant price list and approved design configuration to define what customers can order. 02 · Customer experience ### Put useful controls within reach Set the rules for the card experience delivered through web, iOS and Android apps. Combine spending allowances with available card controls, while keeping product defaults separate from actions on an individual issued card. [Explore card capabilities →](https://crassula.io/features/cards/) Make the programme practical ## Align the product, technology and issuing partner. Start with your audience and target markets. Confirm the issuer's programme scope, commercial terms and responsibilities before finalising the customer journey. Your team ### Proposition and customer relationship Define eligibility, branding, pricing and how your team supports cardholders. ![Crassula](https://crassula.io/static/images/logo/crassula/logo_green_white.svg)Crassula ### Connected product technology Configure card products, connect the issuing integration and deliver controls through apps, APIs and the back office. Issuing partner ### Programme and issuing services Agree supported markets, card types, approval requirements and fulfilment with the selected partner. [![Intercash](https://crassula.io/static/images/solutions/connector-logos/intercash.svg)](https://crassula.io/connectors/app/intercash/)[![REAP](https://crassula.io/static/images/solutions/connector-logos/reap.svg)](https://crassula.io/connectors/app/reap/)[![Railsr](https://crassula.io/static/images/hub/marketplace/railsr.png)](https://crassula.io/connectors/app/railsr/) Built for developers ## Put card controls in your customers’ hands. Connect the switches in your app to real card settings. Update online payments, contactless payments and cash withdrawals through one documented request. - Enable or disable online payments - Control contactless payments - Manage ATM withdrawal availability [Explore the API docs](https://docs.demo.crassu.la/#tag/card-issuing/PATCH/api/clients/{clientId}/issued-cards/{id}/settings) PATCH`/api/clients/{clientId}/issued-cards/{id}/settings` Node.js · native fetch ```text // Update card settings const baseUrl = process.env.CRASSULA_BASE_URL; const apiKey = process.env.CRASSULA_API_KEY; const clientId = process.env.CRASSULA_CLIENT_ID; const cardId = process.env.CRASSULA_CARD_ID; const path = `/api/clients/${encodeURIComponent(clientId)}/issued-cards/${encodeURIComponent(cardId)}/settings`; const response = await fetch(`${baseUrl}${path}`, { method: 'PATCH', headers: { Authorization: apiKey, 'Content-Type': 'application/json', }, body: JSON.stringify({ "onlinePayments": true, "contactlessPayment": true, "atmWithdrawal": false }), }); if (!response.ok) throw new Error(`HTTP ${response.status}`); const data = await response.json(); ``` **Update card settings** The available controls depend on the issued card and its provider. [View API reference](https://docs.demo.crassu.la/#tag/card-issuing/PATCH/api/clients/{clientId}/issued-cards/{id}/settings) Crassula Connectors ## Connect the services your product needs. Choose integrations that fit your programme, market and required capabilities. [![Intercash](https://crassula.io/static/images/solutions/connector-logos/intercash.svg)Card issuing](https://crassula.io/connectors/app/intercash/) [![REAP](https://crassula.io/static/images/solutions/connector-logos/reap.svg)Card issuing](https://crassula.io/connectors/app/reap/) [![Railsr](https://crassula.io/static/images/solutions/connector-logos/railsr.png)Accounts and cards](https://crassula.io/connectors/app/railsr/) [![Sumsub](https://crassula.io/static/images/solutions/connector-logos/sumsub.png)Identity verification](https://crassula.io/connectors/app/sumsub/) [Comply Advantage AML screening](https://crassula.io/connectors/app/comply-advantage/) [Explore all connectors](https://crassula.io/connectors/) Your market ## Launch under your licence What the platform covers for your licence and country: the regulator's IT questions, rails, providers and dates. Lithuania · EMI ### [Card issuing for Lithuanian EMIs](https://crassula.io/solutions/card-issuing/lithuania-emi/) Run a Visa or Mastercard programme on your Bank of Lithuania EMI licence: you own the programme, a scheme member issues and processes, Crassula runs cards and controls. See what we cover → United Kingdom · EMI ### [Card issuing for UK EMIs](https://crassula.io/solutions/card-issuing/uk-emi/) Prepaid and debit-style cards on safeguarded e-money for FCA-authorised EMIs, with contactless, online and ATM switches per card and the card data your CASS 15 reconciliation needs. See what we cover → ### [Launching somewhere else?](https://crassula.io/request-demo/) Tell us your licence and country. We will map the rails, providers and documents you need. Talk to our team → Guides ## Card issuing, explained ![What Is Card Issuing? BIN Sponsorship, Virtual Cards and Compliance Explained](https://crassula.io/static/images/guides/what-is-card-issuing/card-issuing-press-preview-960.jpg) ### [What Is Card Issuing? BIN Sponsorship, Virtual Cards and Compliance Explained](https://crassula.io/solutions/card-issuing/guides/what-is-card-issuing/) ![Top Card Issuing Platforms in 2026: Compared](https://crassula.io/static/images/guides/top-card-issuing-platforms/card-fan-preview-960.jpg) ### [Top Card Issuing Platforms in 2026: Compared](https://crassula.io/solutions/card-issuing/guides/top-card-issuing-platforms/) ![White-Label Credit Cards in 2026: The Ultimate Guide](https://crassula.io/static/images/guides/white-label-credit-cards/credit-card-arc-preview-960.jpg) ### [White-Label Credit Cards in 2026: The Ultimate Guide](https://crassula.io/solutions/card-issuing/guides/white-label-credit-cards/) ![White-Label Debit Cards in 2026: The Complete Guide](https://crassula.io/static/images/guides/white-label-debit-cards/debit-card-vault-preview-960.jpg) ### [White-Label Debit Cards in 2026: The Complete Guide](https://crassula.io/solutions/card-issuing/guides/white-label-debit-cards/) [**Explore all guides**Licensing, payments, cards and core banking, explained by our team.](https://crassula.io/guides/) Card Issuing ## FAQ The questions teams ask us before a first call. [**Not covered here?**Bring your question to a demo with our team.](https://crassula.io/request-demo/) How fast can we launch a card program? Launch scope and timing depend on the issuing partner, programme approval, integration requirements and customer journey. We review these dependencies with you before agreeing a delivery plan. Do we need our own banking or e-money licence? Crassula provides technology. The licensed setup and responsibilities must be agreed with the relevant issuing partner and advisers for your programme and markets. Who actually issues the cards? Cards are issued through the selected issuing partner. Explore the Intercash, REAP and Railsr connector pages, then confirm programme eligibility, supported markets and commercial terms with the team. Can customers manage cards in the app? The customer experience can include freeze and unfreeze, online-payment controls and spending allowances. Available controls depend on the card product and issuing integration. Can we offer personal and business products? Separate products can define eligible customer segments, currencies, account links and price lists. Confirm the supported scope with the selected issuing partner. Card Issuing ## Build the programme your customers will carry. Review your audience, card products, issuing connections and customer controls with our team. [Discuss your card programme](https://crassula.io/request-demo/) [**Know what you pay**One setup fee and a monthly plan with accounts and transactions included.*See pricing →*](https://crassula.io/prices/) [**Start with the API**Documented endpoints for accounts, payments, cards and customers.*Explore the API →*](https://crassula.io/features/api/)