---
title: "Pay IO Case study | Crassula"
description: "Pay IO helps businesses manage everyday finances with their own business accounts, no branch visits, plus fast and straightforward onboarding."
url: "https://crassula.io/cases/payio/"
lang: "en"
alternates:
  "en": "https://crassula.io/cases/payio/"
  "de": "https://crassula.io/de/cases/payio/"
  "es": "https://crassula.io/es/cases/payio/"
  "fr": "https://crassula.io/fr/cases/payio/"
  "x-default": "https://crassula.io/cases/payio/"
index: "https://crassula.io/llms.txt"
---

Case study

# Pay IO

Pay IO enables businesses to easily manage everyday financial operations with their own business accounts, eliminating the need for branch visits, offering fast and straightforward onboarding. With a team of experts boasting years of experience in banking, payments, and technology, Pay IO is dedicated to helping businesses and customers prepare for the future of payments. Designed for the digital generation.

![Pay IO app screen](https://crassula.io/static/images/case-studies/payio/hero/01.png)

![Pay IO mobile screen](https://crassula.io/static/images/case-studies/payio/hero/02.png)

## Pay IO & Crassula - Banking Solutions for Seamless Payments

Crassula has developed a comprehensive banking offering for Pay IO, allowing the execution of both incoming and outgoing payments, aiming to eliminate the pains and obstacles experienced in the current financial sector by providing simple, quick, and secure processes for the payment of goods and services

### Services include

- Business accounts
- Virtual and physical debit cards
- Payments via UKFP
- BACS

- Direct Debit and SEPA
- Payments powered by Open Banking
- Multi-currency exchange

![Pay IO product overview](https://crassula.io/static/images/case-studies/payio/01.png)

## Crassula Product Used

### Crassula Core Banking

Crassula White Label Core Banking platform helps orchestrate essential banking business processes, helping quickly set up banking operations, onboard customers, process transactions, and generate reports with a flexible and scalable architecture.

![Pay IO interface](https://crassula.io/static/images/case-studies/payio/payio-interface.png)

## Features Involved

All Crassula Core-Banking software modules are secured and audited according to PCI-DSS level 1 standard certification.

### White Labeled UIs

Web, iOS and Android apps

### KYC and Onboarding

Regulatory-approved KYC and Onboarding procedures

### Accounts

Internal Ledgers and IBANs

### Card Issuing

Plastic and virtual cards for businesses

### Fiat Payments

High-grade secured local, international and EU payments connector

### Back Office

The ultimate tool for running your business

> "Crassula's advanced solutions have significantly streamlined our operations, allowing us to offer banking services efficiently. The ease of integration and robust security have been important for us."

### Manni Singh

Head of Operations

## Create a digital bank in a matter of days

[Request demo](https://crassula.io/request-demo/)

![Companies using Crassula](https://crassula.io/static/images/home/cta/logos.png)

**150+**
companies already with us